OVERVIEW
What is Winter Sports Travel Insurance?
Winter Sports travel insurance policies have been designed to cover people travelling out on a skiing or snow boarding holiday and gives you that extra cover for that expensive equipment or compensation should your resort be closed due to lack of snow (please see terms and conditions). Winter Sports Travel Insurance is also referred to as ski travel insurance or snowboarding travel insurance.
The cheapest winter sports policy is €96.07 (based on 1 adult aged up to 50 travelling in Europe for up to 8 days).
Winter Sports Travel Insurance Key Benefits
- Accidental loss theft or damage to your own or hired ski equipment - €500 in total
- Daily benefit if your equipment is lost stolen or damaged in transit - €20 per day
- Benefit payment if your resort is closed for more than 12 hours - €200 in total
- Cover for unused ski pass following illness, injury or loss of pass - €400 in total
- Emergency Rescue (including helicopter rescue if medically necessary)
- Emergency Medical Expenses and Repatriation - up to €10,000,000 in total.
The European Health Insurance Card (EHIC) / Global Health Insurance Card (GHIC) provides some emergency healthcare within the EU, but it does not cover Repatriation costs, or a doctor or nurse escort home; nor lost or stolen property. You need Travel Insurance for that.
If you plan to participate in any Winter Sports Activities, you need to purchase Winter Sports cover, or an Annual Multi Trip Policy with an individual ‘trip duration’ minimum of 45 days (as this will give you 17 days free Winter Sports Cover). See our list of Winter Sports Activities below to check that they cover everything that you plan to do. Excluding cover for Winter Sports in the United States of America.
From the Alps and Dolomites to British Columbia and Alberta - our policies will cover your ski holiday.
Winter sports insurance cover can be purchased as a Single trip up to the age of 70 years or if you purchase an Annual Multi-Trip policy with a 45 day trip duration, you get 17 days free Winter Sports cover for people aged up to 65 years (excluding the United States of America) and 17 days free cover in European areas for those aged between 66-70 yrs.
Please Review the included Winter Sports activities below:
| Air-Boarding | Big Foot Skiing | Blade Skating |
| Cross Country Skiing (recognised paths) | Curling | Downhill Skiing / Snowboarding |
| Dry Slope Skiing / Walking | Glacier Walking | Ice Cricket |
| Ice Skating | Ice Windsurfing | Kick Sledging |
| Langlauf | Mono Ski | Nordic Skiing (recognised paths) |
| Ski Blading | Ski Boarding | Ski Randonnee |
| Ski Run Walking | Ski Swimming | Ski Touring |
| Snow Blading | Snow Shoe Walking | Snow Zorbing |
| Winter Walking (not using crampons and ice picks) |
Skiing and snowboarding on and off-piste (off-piste must be within resort boundaries);
Please note restrictions apply to the activities listed below:
The following activities:
- Are not covered under Section H – Personal Liability; and
- Must be carried out within organisers guidelines and will only be covered as part of a pre-arranged/ organised activity led or instructed by professional guides or organisers.
| Ice Go Carting | Sledging/Sleigh-riding as a passenger pulled by any animal | Snowcat Skiing |
| Snowmobiling / SkidooingSnow Tubing | Snow Tubing |
Please note restrictions apply to the activities listed below:
The following activities:
- Are not covered under Section C – Personal Accident or Section H – Personal Liability; and
- Must be carried out within organisers guidelines and will only be covered as part of a pre-arranged/ organised activity led or instructed by professional guides or organisers.
Provided you are not:
- Participaiting in or training for a competition or
- Taking part on a professional or semi-professional basis or
- Taking part contrary to local advice or warnings.
If vou do not see vour chosen Activity listed here or in our Adventure Activities; please email globelink@globelink.eu to check. You may not be covered while participating in the Activity unless it is listed and you have paid the additional premium where applicable.
All premiums are subject to the person(s) travelling being up to 70. Winter sports travel insurance is available to people who are living in the EU or EEA. If you travel all year round, check our Annual Multi Trip policies.
This cover is provided only if you are under 70 and the policyholder has paid the additional premium where required as confirmed on the Validation Certificate. Below are the details of winter sports cover provided by this extension for a period of no more than 17 days in total in each period of insurance under annual multi trip policies and for the period of the trip under single trip policies. Winter Sports covers people on a skiing, snowboarding or other winter sports activity holidays and covers loss, theft or damage to your own and hired ski equipment, resort closure cover, and emergency medical expenses and repatriation including piste rescue. A range of wintersports activities are covered as standard as shown in the table above. Activities that involve the use of equipment or machines such as skidoos and sledges have no cover for third party liability and the person supplying you with these vehicles must have appropriate cover in place, you should check this before using such equipment.
You are covered for mountain rescue costs on the basis of medical necessity. This means that if you are injured or fall ill on the slopes and cannot continue skiing we will cover the costs charged by the local piste authorities or recognised rescue service to get you to the nearest suitable point of medical treatment. Where the local authorities feel this is necessary this would include helicopter transfers. You should ensure that the 24 hour assistance service on your policy is contacted as soon as reasonably possible so they can take over the management of your costs and provide guarantees of payment and other necessary assistance such as repatriation. Anything other than unavoidable emergency costs must be pre-authorised by the assistance service. You have no cover for rescue costs associated with you skiing in remote areas or because you are in difficulties not associated with an illness or injury covered by the insurance.
All skiing and snowboarding activities defined in the wording are covered provided you remain within the boundaries of a recognised resort area designed for public use and are not skiing or snowboarding in areas marked out of bounds or hazardous by the piste authorities.The boundaries of a recognised resort area with runs (pistes) designed for public use will be shown on the piste map issued to you with your ski lift pass. Provided that the piste authorities have not marked an area as dangerous, out of bounds or closed, you can ski “off piste” between the designated runs if your route is connecting you to another run or ski lift and is within the general area that is patrolled by the local piste authorities who issued your ski pass. You must not ski off piste alone or on routes beyond your level of competence. If you are in any doubt about the route you are planning you should get advice from the local authority or a qualified ski instructor or guide.
globelink@globelink.eu
+357 240 30337
WHAT’S COVERED
| Person Per Section Cover | Maximum Sums Insured Per Person | Excess Per Claim | |
| A | Cancellation or Curtailment | Up to €6,000 | €75 |
| FL | Loss of Deposit | €20 | |
| B | Medical, Repatriation & Other Expenses | Up to €10,000,000 | €75 |
| B | Including Dental Treatment | Up to €200 | €50 |
| B1 | Hospital Confinement Benefit | €50 per 24 hours up to a maximum of €500 | Nil |
| C | Personal Accident | ||
| C | Accidental Death | Up to €25,000 (€1,500 if under 18 or over 69) | Nil |
| C | Loss of Limb or Sight | Up to €25,000 (€1,500 if under 18 or over 69) | Nil |
| C | Permanent Total Disablement | Up to €25,000 (€1,500 if under 18 or over 69) | Nil |
| D | Delayed Departure | €40 first 12 hours, €20 for each additional 12 hr period up to a maximum of €500 | Nil |
| D | Abandonment after 24 hours | Up to €6,000 | €50 |
| D1 | Missed Departure | Up to €1,500 | €50 |
| E | Baggage | Up to €3,000 | €50 |
| E | Single Article/Pair/Set Limit | Up to €300 | €50 |
| E | Total Valuables Limit | Up to €300 | €50 |
| FL | Delayed Baggage (excess of 12 Hours) | Up to €150 | Nil |
| F | Personal Money, Passports & Documents | Up to €750 (€250 if aged under 18)Cash limit per Insured Person is €250* (*€100 if under 18 yrs)Up to €250 for other personal money and documents(€100 if aged under 18) | €50 |
| FL | Cash limit carried on any one Insured Person | €50 | |
| FL | limited to €250 (€100 if under 18) . | €50 | |
| G | Extended Kennel and/or Cattery Fees | Up to €30 per day up to €300 (€150 for trips in insured person’s home country) | Nil |
| H | Personal Liability including | Up to €2,000,000 | €250 |
| H | Rented accommodation limit | Up to €100,000 | €250 |
| I | Legal Expenses & Assistance | Up to €15,000 | €250 |
| L | Withdrawal of Services | Up to €20 after 24 hours, then up to €20 each Additional period of 24 hours up to a maximum of €200 | Nil |
| K | Hijack Cover | €100 for each 24 hours up to a maximum of €500 | Nil |
| J | Mugging Benefit | €50 for each 24 hours spent in Hospital up to a maximum of €1,000 | Nil |
| M | Catastrophe | Up to €500 | Nil |
| FL | Scheduled Airline Failure | Please refer to Section A1 & A2 above | €50 |
| FL | A2 Dynamic Packaging Protection | Up to €1,500 | €50 |
| FL | Personal Accident | Up to €25,000 (€1,500 if under 18 or over 69) | Nil |
| S1 | End Supplier Failure Insurance | Up to €3,000 | Nil |
| S2 | Force Majeure - Travel Disruption Cover | Up to €3,000 | €50 |
| E | Spectacles/Sunglasses Limit | Up to €300 | €50 |
| E | Delayed Baggage (Minimum delay of 12 hours) | Up to €150 | Nil |
| Person Per Section Cover | Maximum Sums Insured Per Person | Excess Per Claim | |
| A | Cancellation or Curtailment | Up to €6,000 | €100 |
| FL | Loss of Deposit | €20 | |
| B | Medical, Repatriation & Other Expenses | Up to €10,000,000 | €100 |
| B | Including Dental Treatment | Up to €200 | €50 |
| B1 | Hospital Confinement Benefit | €50 per 24 hours up to a maximum of €500 | Nil |
| C | Personal Accident | ||
| C | Accidental Death | Up to €25,000 (€1,500 if under 18 or over 69) | Nil |
| C | Loss of Limb or Sight | Up to €25,000 (€1,500 if under 18 or over 69) | Nil |
| C | Permanent Total Disablement | Up to €25,000 (€1,500 if under 18 or over 69) | Nil |
| D | Delayed Departure | €40 first 12 hours, €20 for each additional 12 hr period up to a maximum of €500 | Nil |
| D | Abandonment after 24 hours | Up to €6,000 | €50 |
| D1 | Missed Departure | Up to €1,500 | €50 |
| E | Baggage | Up to €3,000 | €50 |
| E | Single Article/Pair/Set Limit | Up to €300 | €50 |
| E | Total Valuables Limit | Up to €300 | €50 |
| FL | Delayed Baggage (excess of 12 Hours) | Up to €150 | Nil |
| F | Personal Money, Passports & Documents | Up to €750 (€250 if aged under 18)Cash limit per Insured Person is €250* (*€100 if under 18 yrs)Up to €250 for other personal money and documents(€100 if aged under 18) | €50 |
| FL | Cash limit carried on any one Insured Person | €50 | |
| FL | limited to €250 (€100 if under 18) . | €50 | |
| G | Extended Kennel and/or Cattery Fees | Up to €30 per day up to a Maximum of €300 | Nil |
| H | Personal Liability including | Up to €2,000,000 | €250 |
| H | Rented accommodation limit | Up to €100,000 | €250 |
| I | Legal Expenses & Assistance | Up to €15,000 | €250 |
| L | Withdrawal of Services | Up to €20 after 24 hours, then up to €20 each Additional period of 24 hours up to a maximum of €200 | Nil |
| K | Hijack Cover | €100 for each 24 hours up to a maximum of €500 | Nil |
| J | Mugging Benefit | €50 for each 24 hours spent in Hospital up to a maximum of €1,000 | Nil |
| M | Catastrophe | Up to €500 | Nil |
| FL | Scheduled Airline Failure | Please refer to Section A1 & A2 above | €50 |
| FL | A2 Dynamic Packaging Protection | Up to €1,500 | €50 |
| FL | Personal Accident | Up to €25,000 (€1,500 if under 18 or over 69) | Nil |
| S1 | End Supplier Failure Insurance | Up to €3,000 | Nil |
| S2 | Force Majeure - Travel Disruption Cover | Up to €3,000 | €50 |
| E | Spectacles/Sunglasses Limit | Up to €300 | €50 |
| E | Delayed Baggage (Minimum delay of 12 hours) | Up to €150 | Nil |
| Geographical Limits - Area Definitions | |
|---|---|
| Europe | Albania, Andorra, Armenia, Austria, Azerbaijan, Belgium, Belarus, Bosnia-Herzegovina, Bulgaria, Channel Islands, Croatia, Cyprus, Czech Republic, Denmark, Egypt, Estonia, Finland, France (including Corsica), Georgia, Germany, Gibraltar, Greece (including Greek Islands), Hungary, Iceland, Ireland, Italy (including Aeolian Islands, Sardinia & Sicily), Latvia, Liechtenstein, Lithuania, Luxembourg, Macedonia, Malta, Moldova, Monaco, Montenegro, Morocco, Netherlands, Norway, Poland, Portugal (including Azores & Madeira), Romania, Russia (West of the Ural Mountains), San Marino, Serbia (including Kosovo), Slovakia, Slovenia, Spain (including Balearic and Canary Islands), Sweden, Switzerland, Tunisia, Turkey, Ukraine, United Kingdom and Vatican City. |
| Worldwide(excluding) | Worldwide, excluding Australia, United States of America, Canada and all islands in the Caribbean Sea and the Bahamas, Costa Rica, Japan, New Zealand, Mexico and Thailand. (Also includes cover for Europe). |
| Worldwide(all countries) | Worldwide including Australia, United States of America, Canada and all islands in the Caribbean Sea and the Bahamas, Costa Rica, Japan, New Zealand, Mexico and Thailand. (Also includes cover for Europe). |
*If you purchased your Travel Insurance policy prior to 1st October 2022, you can view your policy wording by reviewing your Globelink Travel Insurance Purchase email, or obtain a copy by contacting globelink@globelink.eu with your name and address details.
