OVERVIEW
What is J1 travel insurance?
J1 Visa Travel Insurance is available for people resident in Europe and the EEA aged up to 50 years old who are travelling to the USA on a J1 Exchange Visitor Visa Programme.
Part of the the essential requirements of traveling to the USA on a J1 Visa, are that you must have medical health insurance in place for the full duration of your programme and it needs to meet the minimum standards set by the U.S Department of State. The great news is that Globelink J1 Travel Insurance exceeds the requirements of the US J1 Visa exchange programme, so you can buy with confidence that you are covered for the U.S State Department requirements and more.
The US Department of State minimum J1 health insurance requirements are as follows and Globelink J1 Insurance meets these requirements:
- Medical Benefits of at least $100,000 per accident or illness
- Repatriation of Remains of $25,000
- Medical evacuation expenses of the exchange visitor to their home country of $50,000
- A deductible (Excess) not to exceed $500 per accident or illness
- A policy underwritten by an insurance carrier with an A.M. Best rating of ‘‘A-’’ or above
The cheapest J1 policy we offer is €120.89 (based on 1 adult travelling for up to 31 days).
J1 Travel Insurance Key Benefits
- Exceeds J1 Exchange Visitor Visa Programme medical insurance requirements;
- You can travel up to 12 months
- Exam Failure cover included (J1+ Regular option);
- 50 pre-existing medical conditions covered as standard;
- Worldwide cover outside your home country including the USA;
- A rates Insurance provider (as required by the US State Dept)
- Over 100 Adventure/hazardous activities covered free.
- Cover in minutes - get your Insurance Certificate immediately by email.
J1 Basic provides the cover for essential J1 Visa medical health insurance requirements - plus some extra must-haves: Cancellation & Curtailment, Emergency Medical Expensesincluding Covid cover, Hospital Confinement, Missed Departure, Personal Liability including Rental Accommodation. J1 Regular gives you an enhanced level of cover which includes everything in the J1 Basic option, plus a lot more besides: Cancellation & Curtailment, Emergency Medical Expenses including Covid cover, Hospital Confinement, Personal Accident, Missed Departure, Personal Liability including Rental Accommodation. Plus extra cover for Baggage, Personal Money, Legal Expenses, Travel Disruption and Student Exam Failure.
J-1 Visa Medical Insurance Requirements
| J1 Visa Medical Insurance Requirements | Globelink J1 Basic | Globelink J1+ Regular |
| Medical benefits of at least $100,000 per accident or illness | €5,000,000 of Emergency Medical, Repatriation and other expenses per accident or illness. | €5,000,000 of Emergency Medical, Repatriation and other expenses per accident or illness. |
| Repatriation of remains in the amount of $25,000 | Cover for reasonable & customary costs of Repatriation of remains is included in the overall Emergency Medical and other expenses Section. | Cover for reasonable & customary costs of Repatriation of remains is included in the overall Emergency Medical and other expenses Section. |
| Expenses associated medical evacuation to his or her home country in the amount of $50,000 | Medical evacuation included in the overall Emergency Medical and other expenses section which covers €5,000,000 | Medical evacuation is included in the overall Emergency Medical and other expenses section which covers up to €5,000,000. |
| A deductible not to exceed $500 per accident or illness | Deductible (often called Policy Excess) is €100 | Deductible (often called Policy Excess) is €100 |
J1 Exchange Visitor categories include:
Students (College, University or Secondary School), Plus many other activities including Au Pair, Camp Counsellor, Intern, Physician, Professor and Research Scholar, Short-Term Scholar, Specialist, Summer Work Travel, Volunteering, Teacher, Trainee. Each with their own qualifying requirements.
Study, work and travel worry-free in the USA with your Globelink J1 Travel Insurance
Whatever your reason for travelling on a J1 Visa, get the right insurance cover for you. Many J1 Visa sponsor programmes incorporate health insurance, but you can also buy direct from us and you may save money and get better coverage.
Just chose your cover and then add any Extras you may require - for example - if you are planning any Adventure activities that dont fall within the 100+ we cover as standard - take a look at Adventure Actity Level 3 and 4 Hazardous Pursuits or call us if you dont see your chosen activity. also consider the Return Home Option. It could save you a fortune in the long run.
Plus your J1 Travel Insurance policy comes witha multi-lingual round-the-clock peace of mind Assistance Service to help you if you need to make a medical claim or need help returning home for an emergency covered by teh policy. They are available 24/7 and can directly cover in-patient medical bills with medical facilities in the US.
Globelink J1 Travel Insurance for EU residents is brought to you by Globelink (Cyprus) Insurance Agency & Sub Agency ltd. Authorised and regulated by the ICCS in Cyprus.
globelink@globelink.eu
+357 240 30337
WHAT’S COVERED
| Person Per Section Cover | Maximum Sums Insured Per Person | Excess Per Claim | |
| A | Cancellation or Curtailment | Up to €1,500 in total / Not Insured | €100 |
| B | Emergency Medical & Other Expenses / (including Dental Treatment) | Up to €5,000,000 in total / Up to €100 in total | €100 / €40 |
| B1 | Hospital Confinement Benefit | Up to €10 per 24 hours up to a maximum of €500 in total | Nil |
| C | Personal Accident / Death / Loss of Limb or Eye / Permanent Total Disablement | Not Insured / Not Insured / Not Insured / Not Insured | Nil |
| D1 | Missed Departure | Up to €1,000 in total | €40 |
| E | Baggage / Single Article/Pair/Set Limit / Total Valuable Limit / Spectacles/Sunglasses Limit / Delayed Baggage (Minimum delay of 12 hours) | Not Insured / Not Insured / Not Insured / Not Insured / Not Insured | Nil |
| F | Personal Money / Passport & Documents | Not Insured / Not Insured | Nil / Nil |
| H | Personal Liability / (including Rental Acommodation Limit) | Up to €2,000,000 in total / Up to €100,000 in total | €250 / €250 |
| I | Legal Expenses & Assistance | Not Insured | Nil |
| Person Per Section Cover | Maximum Sums Insured Per Person | Excess Per Claim | |
| A | Cancellation or Curtailment / (including Exam Failure Cover) | Up to €1,500 in total | €100 |
| B | Emergency Medical & Other Expenses / (including Dental Treatment) | Up to €5,000,000 in total / Up to €100 in total | €100 / €40 |
| B1 | Hospital Confinement Benefit | Up to €10 per 24 hours up to a maximum of €500 in total | Nil |
| C | Personal Accident / Death / Loss of Limb or Eye / Permanent Total Disablement | Up to €10,000 in total* / Up to €10,000 in total* / Up to €10,000 in total* / *(€1,500 if under 18) | Nil |
| D1 | Missed Departure | Up to €1,000 in total | €40 |
| E | Baggage / Single Article/Pair/Set Limit / Total Valuable Limit / Spectacles/Sunglasses Limit / Delayed Baggage (Minimum delay of 12 hours) | Up to €1,000 in total / Up to €150 in total / Up to €150 in total / Up to €150 in total / Not Insured | €40 / €40 / €40 / €40 |
| F | Personal Money / Passport & Documents | Up to €250 in total / Up to €250 in total | €40 / €40 |
| H | Personal Liability / (including Rental Acommodation Limit) | Up to €2,000,000 in total / Up to €100,000 in total | €250 / €250 |
| I | Legal Expenses & Assistance | Up to €5,000 in total | €250 |
| Geographical Limits - Area Definitions | |
|---|---|
| Europe | Albania, Andorra, Armenia, Austria, Azerbaijan, Belgium, Belarus, Bosnia-Herzegovina, Bulgaria, Channel Islands, Croatia, Cyprus, Czech Republic, Denmark, Egypt, Estonia, Finland, France (including Corsica), Georgia, Germany, Gibraltar, Greece (including Greek Islands), Hungary, Iceland, Ireland, Italy (including Aeolian Islands, Sardinia & Sicily), Latvia, Liechtenstein, Lithuania, Luxembourg, Macedonia, Malta, Moldova, Monaco, Montenegro, Morocco, Netherlands, Norway, Poland, Portugal (including Azores & Madeira), Romania, Russia (West of the Ural Mountains), San Marino, Serbia (including Kosovo), Slovakia, Slovenia, Spain (including Balearic and Canary Islands), Sweden, Switzerland, Tunisia, Turkey, Ukraine, United Kingdom and Vatican City. |
| Worldwide(excluding) | Worldwide, excluding Australia, United States of America, Canada and all islands in the Caribbean Sea and the Bahamas, Costa Rica, Japan, New Zealand, Mexico and Thailand. (Also includes cover for Europe). |
| Worldwide(all countries) | Worldwide including Australia, United States of America, Canada and all islands in the Caribbean Sea and the Bahamas, Costa Rica, Japan, New Zealand, Mexico and Thailand. (Also includes cover for Europe). |
*If you purchased your Travel Insurance policy prior to 1st October 2022, you can view your policy wording by reviewing your Globelink Travel Insurance Purchase email, or obtain a copy by contacting globelink@globelink.eu with your name and address details.
