Hazardous Pursuits
You will be covered for taking part in any Adventure/Hazardous Pursuit listed below without extra charge, subject to any terms, conditions or restrictions stated alongside the activity and the terms, conditions and exclusions of the Policy. If you are going to take part in any activity which may be considered dangerous or Hazardous that is not detailed below please refer to the link to & or contact us to see if we can provide cover.
The following lists detail the sports and activities that this policy will cover. The sports and activities in Activity Categories 3 and 4 will only be covered if shown on the Validation Certificate. All sports and activities are subject to the terms, conditions and exclusions in this policy. You must also ensure that you are adequately supervised while undertaking the sport and/ or activity and that you are wearing the appropriate safety equipment at all times. If you do not do this, then we may not pay your claim. Certain restrictions apply to some sports and activities as set out below.
Cover for activities as listed under the various Categories below are covered when participated in on a recreational and amateur basis only and not for competitions or any professional activity unless specifically agreed with Globelink International in writing.
We Will Not Pay for Claims Arising Directly or Indirectly From:
Professional sports or entertaining: Your participation in or practice of any professional sports or professional entertaining.
Other sports or activities: Your participation in or practice of any other sport or activity, manual work, driving any motorised vehicle in motor rallies or competitions or racing unless:
- Specified in the lists under this Appendix A belowOR
- Shown as covered in the Validation Certificate when the additional premium is paid to extend policy cover for specified activities.
If you are going to take part in any activity which may be considered dangerous that is not detailed below, please contact: Globelink International at: globelink@globelink.eu or call +357 240 30337 as we may be able to offer cover for an additional premium. Details of the sports and activities which you have purchased for cover will be shown in the Validation Certificate.
Activity Category 1
The following sports and activities are covered under all sections except for those noted below.
All sports and activities marked with (*) in this category are not covered under Section H Personal Liability.
All sports and activities marked with two asterisks in this category (**) are not covered under H Personal Liability, nor Section C Personal Accident.
| Aerobics | Covered |
| Amateur Athletics | Track and field |
| Archery | Covered |
| Assault Course | Covered |
| Badminton | Covered |
| Banana Boating/Water Sled | Only as a passenger with no right of control. |
| Baseball | Covered |
| Basketball | Covered |
| Beach Games (Volley ball, beach mini golf, Frisbee, boules, petanque) | Covered |
| Billiards / Snooker / Pool | Covered |
| *Black Water Rafting/Cave Tubing (up to Grade 3 only as passenger) | Only as a passenger with no solo right of control up to max Grade 3 Waters only. |
| Blade Skating | Covered |
| Body Boarding/Boogie Boarding | Covered |
| Bowls | Covered |
| Bungee Jumping ** | Only as a short duration incidental day excursion with a licensed public hirer. |
| Canoeing/Kayaking | Inland & coastal waters only. Up to grade 2 waters. |
| Clay Pigeon Shooting ** | Must be adequately supervised and as part of organised activity instructed by professional organisers & within organisers guidelines). |
| Cricket | Covered |
| Croquet | Covered |
| Curling | Covered |
| Cycling | On Road / No Racing |
| Deep Sea Fishing | Covered |
| *Dinghy Sailing | Small non-motorised hand/foot/sail propelled watercraft with a max 4 person Capacity. Inland & coastal waters only. Max grade 2 waters only. |
| Falconry** | Covered |
| Fell Walking/Running | No climbing covered. |
| Fencing | Covered |
| Fishing (course fishing/Angling) | Covered |
| Flying | Only as a fare paying passenger in a fully licensed passenger carrying aircraft. |
| Fives | Covered |
| Football/Soccer (Amateur) | Amateur only. |
| *Glass Bottom Boat/Bubbles | Only as a fare paying passenger with no right of control. |
| Golf | Covered |
| Go Karting* | Excludes Super Karts. Only as a short duration incidental day excursion Activity with a licensed public hirer, instructed by professional organisers and within organisers guidelines). |
| Handball | Covered |
| Hiking/Walking up to 2,500 metres | Recognised trails and man-made roads. |
| Hurling | Amateur only and not main purpose of trip. |
| Jogging | Covered |
| Korfball | Covered |
| Lacrosse | Covered |
| Lapland Activates (Husky/Reindeer Ride, Snowmobile *, Sledging* Short Day Trips) Excludes Bobsleighs | No Personal Liability cover. |
| Marathon Running | Covered |
| Netball | Covered |
| Octopush | Covered |
| Orienteering | No climbing covered. |
| Racket Ball | Covered |
| Rambling | Covered |
| Refereeing (amateur only) | Amateur only. |
| Ringo | Covered |
| Roller Blading/in Line Skating | Covered |
| Roller Skating | Covered |
| Rounders | Covered |
| Rowing*/*River Canoeing | Covered |
| Running | Recreational, non-competitive. |
| Sail Boarding* | Inland & coastal waters only. |
| Skate Boarding | Covered |
| Sledging (not on snow) | Covered |
| Snorkelling | Covered |
| Softball | Covered |
| Spear fishing (without tanks) | Covered |
| Squash | Covered |
| Surfing* | No Competitions. Inland and Coastal waters only. |
| Swimming | Covered |
| Swimming with dolphins | Covered |
| Swimming / Bathing with Elephants | Covered |
| Sydney Harbour Bridge | Covered |
| Tennis / Table Tennis | Covered |
| Ten Pin Bowling | Covered |
| Trampolining | Covered |
| Track Events | Covered |
| Tree Canopy Walking | Covered |
| Trekking up to 4000m | Up to 4000 metres above sea level on organised tours and recognised routes, not involving any technical climbing. Search & Rescue for medical reasons only. For Trekking above 4000 metres please contact Globelink International. Additional premiums and conditions will apply. |
| Triathlon | Covered |
| Tug of War | Covered |
| Volley Ball | Covered |
| Wake Boarding | Covered |
| *Water Parks | Subject to being a licensed waterpark with qualified lifeguards. |
| Water Polo | Covered |
| Whale Watching | Covered |
| White Water Rafting | White Water Rafting Only inland and coastal waters and only as a passenger with no solo right of control. Up to grade 3 water only. |
| Windsurfing / Sailboarding * | Only inland & coastal waters. Up grade 3 waters only. |
| *Wind Tunnel Flying | Pads and helmets to be worn. NO Personal Liability cover. |
| Zip lining | Safety harness must be worn. |
| **Zorbing / Hydro Zorbing/Sphering | Safety harness must be worn. |
Activity Category 2
The following sports and activities are covered under all sections except for those noted below.
All sports and activities in this category are not covered under Section C Personal Accident or under Section H Personal Liability.
| Abseiling | Within organisers guidelines. |
| Administrative or Clerical Occupations | Includes voluntary work. |
| Archaeological Digging | Covered |
| BMX Riding | Up to Grade 2 slopes. |
| Camel Riding | Covered |
| Catamaran Sailing | Territorial Waters Only. |
| Clerical work | Covered |
| Cycle Touring | Must be on recognised roads, not in competition or racing, wearing a safety helmet at all times. |
| Elephant riding/Trekking | Covered |
| Gymnastics | Covered |
| Heptathlon | Covered |
| Horse Riding | Excluding competitions, racing, jumping and hunting, headgear must be worn. |
| Hovercraft Passenger | Covered |
| Hot Air Ballooning | Fare paying passenger only on a One Day Excursion. Not as a pilot or ballooning safaris. |
| Jet Boating / No Racing | Only as a short duration incidental day excursion with a licensed public hirer. Inland & coastal waters only |
| Jet Skiing | No Racing. Only as a short duration incidental day excursion with a licensed public hirer. Inland & coastal waters only. |
| Judo | Training only & no contact. |
| Karate | Training only & no contact. |
| Kung Fu | Training only & no contact. |
| Martial Arts | Training only & no contact. |
| Motorcycling (Max 250cc) | up to a Maximum engine capacity of 250cc You must hold full driving license in your own Home Country for cc rating being ridden. A safety helmet must be worn at all times and must be on recognised roads. No cover for off-road, racing or competitions. For cc rating over 250cc please email globelink@globelink.eu |
| Manual Occupations Inc Voluntary Work | Only at ground level and involving no more than hand tools. |
| Paintballing / War Games | Wearing eye protection. |
| Parascending | Must be licensed operator with professional guide and only in EU, EEA, USA, Canada, Australia & New Zealand. |
| Pony Trekking | Wearing protective gear. |
| Power Boating | No racing and non-competitive, inland and territorial waters only. |
| Sailing / Yachting | Includes amateur racing competitions, inland and territorial waters only. |
| Safari Trekking (Organised Tours Only) | Not involving the use of firearms. Must be organised tour. |
| Sand Boarding | Covered |
| Sand Dune Surfing/Sand skiing | Covered |
| Sand Yachting | No Racing |
| Scuba Diving to maximum depth 30 metres | Providing PADI/BSAC Certificate of Proficiency held, or diving with a qualified instructor where diving up to 9 metres only. Subject to endorsement in Appendix C. |
| Students working | Students working as counsellors or university exchanges for practical course work (manual work at ground level using no more than hand tools). |
| Street Hockey | Covered |
| Tall Ship Crewing | No Racing |
| Volunteer Work | Includes manual work at ground level using no more than hand tools. |
| War Games / Paint Balling | Eye & body protection must be worn. No Personal Liability cover. |
| Water Skiing / Water Ski Jumping | Covered |
| Working Abroad | Includes Volunteer work / manual work at ground level using no more than hand tools. |
Appendix C - Scuba Diving Endorsement
This insurance is extended to cover you whilst engaging in underwater activities requiring the use of artificial breathing apparatus (scuba) subject to you being approved as medically fit to dive by the person or company who/which has organised the diving, and subject otherwise to all terms, conditions, exclusions and limitations of this insurance.
What is NOT COVERED
This insurance does not cover claims directly or indirectly arising from, happening through or as a result of:
- Diving by persons not holding a recognised certificate for the type of diving being undertaken, or not under professional instruction.
- Diving without proper equipment and/or contrary to codes of good practice according to bona fide organisations such as PADI or BSAC.
- Diving to depths greater than 30 metres (or 50 metres if additional premium paid).
- Solo diving or night diving or specifically organised cave diving or diving for hire or reward.
- Flying within 24 hours of last dive or diving whilst suffering from a cold, influenza, infection or obstruction of the sinuses or ears.
- Diving by persons aged under 12 years of age or over 65.
