OVERVIEW
What is an Annual Travel Insurance Policy?
An Annual policy is designed for Individuals (from €99.34), Couples or Families (from €165.76 per Family) who take more than one trip within a 12 months period. Take as many trips as you wish and be covered all year long. We recommend that you select an immediate start date as this will ensure that you are covered for the cancellation of any pre-booked holiday.
Can I get Annual Holiday Insurance Now?
You can with Globelink! It's essential to make an informed choice about where you travel based on your Government advice and that of your destination. Its also essential to stay protected with annual travel insurance if you have any booked trips. Buying year-long will cover you for certain Cancellation risks even before you travel - like injury or illness (including catching Covid within 14 days of travel, or while you're away), accidents, death, jury service, redundancy. We recommend that you select an immediate start date if you have pre-booked trips to protect.
Top Tip: The current travel situation means there's a higher risk of your trip dates changing - with annual policy you don't have to amend your travel insurance if your dates change - as long as you're still travelling within the policy cover period and your geographical area hasnt changed; and your trip length is within your chosen policy maximum duration.
Can I buy now with a future Start Date?
Unlike most other Travel Insurance providers, you can buy a Globelink Annual Multi Trip Travel insurance policy up 3 MONTHS in advance! Most other major companies only allow you to buy up to one or two months ahead at most.
What's the benefit? You lock in todays price and avoid future price increases or changes in terms and conditions.
Top Tip: Buy now and set your Start date up to 4 months in advance when you are likely to be travelling more (as long as you don't have any booked trips to protect as you wont get the benefit of Cancellation Cover until your policy starts).
SPECIAL OFFER
* Kids go free on Annual Family Policies. Up to 5 children aged 2–17, plus up to 3 infants under 2, can be included free of charge when travelling with two insured adults!
* Couples get an automatic discount when you buy an annual travel policy.
Can I get Coronavirus Cover?
ALL Globelink Annual Insurance Plans include Emergency Medical, Repatriation and Cancellation & Curtailment cover if you contract Coronavirus within 14 days of travel or while you are away - provided your Government legally permits you to travel and does not advise against travel due to Coronavirus.
Should you travel to a country that your Government advises against travel due to Covid-19 - you can still buy insurance and your cover remains valid for all insured events that are NOT Covid related. So if you need to cancel or curtail your trip, or have a medical emergency that is not related to Coronavirus - you have the peace of mind that cover is in place to protect you. You cant claim for costs associated with Coronavirus where your Government advises against travel to your destination (unless you have an exception, or legally permitted reason to travel).
Top Tip: Always check your Government advice and those of the location you plan to visit before booking and travelling. There will probably be additional Covid related steps to complete before you are permitted to travel.
Please note, Claims related to a Positive Covid-19 test result can only be considered when certified by an independent authority. Examples of this are: a private Covid testing provider’s official certificate, or the medical report of a Doctor’s administered Covid-19 test result. The written confirmation must include the name of the person for whom the test relates to, the date of the test and the test result. The insurer will not accept photographs of a Lateral Flow test taken at home unless it has been independently verified.
The cheapest annual holiday insurance policy is €99.34 (based on 1 adult aged up to 50 travelling in Europe for up to 17 days per trip).
Annual Trip Insurance Top Benefits
- Trip durations up to 120 days at a time (under 65s)
- Couples Discounts and kids 17yrs or younger go free (up to 4 kids, plus infants under 2yrs per Policy)
- No hidden costs - CRUISE Cover included
- 24-hour 365 Multi-Lingual Assistance Service
- Available to people living in the EU or EEA Countries
- End Supplier Insolvency Insurance cover as standard
- Chose and add any Extras
- No maximum trip days abroad
The European Health Insurance Card (EHIC) / Global Health Insurance Card (GHIC) provides some emergency healthcare within the EU, but it does not cover Repatriation costs, or a doctor or nurse escort home; nor lost or stolen property. You need Travel Insurance for that.
We recommend that you select an immediate start date as this will ensure that you are covered for certain Cancellation risks for any pre-booked trips. You can select a future start date as long as you know that if you have to cancel your trip before your policy Start Date, you wont be covered.
Annual Multi Trip travel insurance is tailored for people who travel twice or more a year. You can take as many holidays as you like and stay covered all year long.
If you buy Annual Multi Trip travel insurance, you're covered for all the trips you take all year long. You wont need to tell us when or where you travel, as long as all your trips fall within the geographical area and trip duration option you purchased. That means you buy insurance once and you are sorted for the next 12 months!
It depends on what cover you need; where you travel; how long at a time and whether you have any pre-existing medical conditions. You should compare policy options and select the one that suits your needs. Beware of a cheap up-front price that then requires you to add a whole load of 'extras' to get the cover you need. Globelink offer multi trip plans with varying trip lengths so choose the best one for you. You can always upgrade if you decide on a longer trip.
It depends on the number of travellers, your age, where you go and your trip duration. The cheapest annual policy is €99.34 (based on 1 adult aged up to 50 travelling in Europe for up to 17 days per trip).
Its best to buy as soon as you have booked any element of your trip. You can buy your Annual policy with an immediate start date, or select a future Start Date up to 4 months with Globelink if you have no pre-booked trips to protect yet.
It depends on the cover, your age and trip length. Annual Trip Insurance policy can be cheaper than Single Trip Travel Insurance depending on trip length. Annual Travel cover is designed for those who travel twice or more a year for trips up to 120 days per trip. What's more, if you buy Annual Multi Trip policy taking the 45 days or above option, you get 17 days free Winter Sports cover as standard.
There are a lot of choices but we have been selling travel insurance for over 25 years and provide quality insurance without the need to add a lot of extras to get the cover you need. Select one of our Globelink Annual trip insurance options with the trip duration you need and add any additional options you might need. Remember, cruise cover is provided for FREE.
globelink@globelink.eu
+357 240 30337
WHAT’S COVERED
| Person Per Section Cover | Maximum Sums Insured Per Person | Excess Per Claim | |
| A | Cancellation or Curtailment | Up to €6,000 | €75 |
| FL | Loss of Deposit | €20 | |
| B | Medical, Repatriation & Other Expenses | Up to €10,000,000 | €75 |
| B | Including Dental Treatment | Up to €200 | €50 |
| B1 | Hospital Confinement Benefit | €50 per 24 hours up to a maximum of €500 | Nil |
| C | Personal Accident | ||
| C | Accidental Death | Up to €25,000 (€1,500 if under 18 or over 69) | Nil |
| C | Loss of Limb or Sight | Up to €25,000 (€1,500 if under 18 or over 69) | Nil |
| C | Permanent Total Disablement | Up to €25,000 (€1,500 if under 18 or over 69) | Nil |
| D | Delayed Departure | €40 first 12 hours, €20 for each additional 12 hr period up to a maximum of €500 | Nil |
| D | Abandonment after 24 hours | Up to €6,000 | €50 |
| D1 | Missed Departure | Up to €1,500 | €50 |
| E | Baggage | Up to €3,000 | €50 |
| E | Single Article/Pair/Set Limit | Up to €300 | €50 |
| E | Total Valuables Limit | Up to €300 | €50 |
| FL | Delayed Baggage (excess of 12 Hours) | Up to €150 | Nil |
| F | Personal Money, Passports & Documents | Up to €750 (€250 if aged under 18)Cash limit per Insured Person is €250* (*€100 if under 18 yrs)Up to €250 for other personal money and documents(€100 if aged under 18) | €50 |
| FL | Cash limit carried on any one Insured Person | €50 | |
| FL | limited to €250 (€100 if under 18) . | €50 | |
| G | Extended Kennel and/or Cattery Fees | Up to €30 per day up to €300 (€150 for trips in insured person’s home country) | Nil |
| H | Personal Liability including | Up to €2,000,000 | €250 |
| H | Rented accommodation limit | Up to €100,000 | €250 |
| I | Legal Expenses & Assistance | Up to €15,000 | €250 |
| L | Withdrawal of Services | Up to €20 after 24 hours, then up to €20 each Additional period of 24 hours up to a maximum of €200 | Nil |
| K | Hijack Cover | €100 for each 24 hours up to a maximum of €500 | Nil |
| J | Mugging Benefit | €50 for each 24 hours spent in Hospital up to a maximum of €1,000 | Nil |
| M | Catastrophe | Up to €500 | Nil |
| FL | Scheduled Airline Failure | Please refer to Section A1 & A2 above | €50 |
| FL | A2 Dynamic Packaging Protection | Up to €1,500 | €50 |
| FL | Personal Accident | Up to €25,000 (€1,500 if under 18 or over 69) | Nil |
| S1 | End Supplier Failure Insurance | Up to €3,000 | Nil |
| S2 | Force Majeure - Travel Disruption Cover | Up to €3,000 | €50 |
| E | Spectacles/Sunglasses Limit | Up to €300 | €50 |
| E | Delayed Baggage (Minimum delay of 12 hours) | Up to €150 | Nil |
| Geographical Limits - Area Definitions | |
|---|---|
| Europe | Albania, Andorra, Armenia, Austria, Azerbaijan, Belgium, Belarus, Bosnia-Herzegovina, Bulgaria, Channel Islands, Croatia, Cyprus, Czech Republic, Denmark, Egypt, Estonia, Finland, France (including Corsica), Georgia, Germany, Gibraltar, Greece (including Greek Islands), Hungary, Iceland, Ireland, Italy (including Aeolian Islands, Sardinia & Sicily), Latvia, Liechtenstein, Lithuania, Luxembourg, Macedonia, Malta, Moldova, Monaco, Montenegro, Morocco, Netherlands, Norway, Poland, Portugal (including Azores & Madeira), Romania, Russia (West of the Ural Mountains), San Marino, Serbia (including Kosovo), Slovakia, Slovenia, Spain (including Balearic and Canary Islands), Sweden, Switzerland, Tunisia, Turkey, Ukraine, United Kingdom and Vatican City. |
| Worldwide(excluding) | Worldwide, excluding Australia, United States of America, Canada and all islands in the Caribbean Sea and the Bahamas, Costa Rica, Japan, New Zealand, Mexico and Thailand. (Also includes cover for Europe). |
| Worldwide(all countries) | Worldwide including Australia, United States of America, Canada and all islands in the Caribbean Sea and the Bahamas, Costa Rica, Japan, New Zealand, Mexico and Thailand. (Also includes cover for Europe). |
*If you purchased your Travel Insurance policy prior to 1st October 2022, you can view your policy wording by reviewing your Globelink Travel Insurance Purchase email, or obtain a copy by contacting globelink@globelink.eu with your name and address details.
