Already TravellingTravel Insurance

Important Information Relating to Pre-Existing Medical Conditions

In view of the type of insurance being provided, we will not accept claims arising from any pre-existing medical condition on the Already Travelling Policy, unless the medical condition falls within the No Screen Conditions.

There is an anti-fraud measure built in to our Already Travelling policy which means you cannot claim for anything for 2 days after you have taken out the policy. The only exception is if you have a serious medical emergency or are injured in an accident, which was witnessed and verified independently, then you are covered from the date of purchase.

Coronavirus update

ALL policies provide Emergency Medical, Repatriation and Cancellation & Curtailment cover if you contract Coronavirus, provided you don’t travel against your Government’s travel instructions. Should you travel to a country in which your local Government advise against certain travel due to COVID, your Insurance will remain valid for insured events that are not COVID related. This is on condition there is no compulsory/legal Government restriction preventing travel. Read more about COVID Cover here. Always check your Government restrictions and those of the location you plan to visit before booking and travel.

Already Travelling cover is subject to the total period outside of your usual country of residence within the EU not exceeding 18 months for under 65’s or 6 months for ages 66-74 years and also that no claims, or any incident likely to lead to a claim has previously occurred. For example, if you lost your camera yesterday, you can’t take out this insurance today and make a claim for it.